The primary task for you to do after an accident is to get diagnosed and treated in the best manner possible to avoid any future escalation of your injuries.
The documents related to your medical expenses will help your
Personal Injury Lawyer in North Bay in the future, to file a case and claim compensation for damages. The type of medical treatment you have received, and the kind of medical
providers from whom you have received the medical care, all will be considered by the insurance company for settling your claim.
Your Personal Injury Lawyer in North Bay is aware of the fact that the insurance industry has strong prejudice regarding medical treatment. In the case of mainstream
treatments like if you are getting treated in a reputed hospital, physician, or medical clinic, no matter how exorbitant your medical bill is, still it will get a higher multiplier for
calculating damages. But if the same treatment is done by non-physician medical providers, despite being a cheaper method of treatment, it will get a lower multiplier in terms of damage
calculation.
Physical therapy
In accident-related injury treatment seeking the help of physical therapists is common. Nut the important aspect is that if it is prescribed by your doctor and done
by his recommended therapist then the insurance adjuster will add it up with other medical specials. But if you are availing of their services on your own without the doctor’s prescription then
the lower multiple will be added to it. Moreover, if the majority of your medical bill consists of this treatment then also a lower multiple will be given to it. And this is where your Personal
Injury Lawyer in North Bay will advise you to remain conscious and make careful treatment decisions.
Treatments by Alternate therapists
The non-traditional methods of treatment are given a far lower multiplier than physical therapy. It will be considered an exception only if recommended by your
doctor for such treatments which are rare. Your Personal Injury Lawyer in North Bay will always recommend you get treated in the way that makes you comfortable. But it is equally true that
treatment other than the qualified physician will make your insurance adjuster compensate you at a lower rate.
Treatment Duration
It is generally understood that the longer the period of your treatment means that the longer the time will be required for you to heal. And this translates to a
high degree of pain and suffering. In case you are undergoing a long period of treatment, you can justify your insurance adjuster about the seriousness of your injury. But there is a dark side to
this as well, where the insurance adjuster might feel suspicious of the treatment by physical therapists and chiropractors as they tend to linger a long time for treatment to grab the extra bucks
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